Skip to main content
CANACIO

PRODUCT DEVELOPMENT / ACTIVE DEVELOPMENT

Pera360 by CANACIO

A Philippine-first personal and small-business financial-management product combining structured financial records, planning, reporting, and separate Personal and Business workspaces.

Product development disclosure. Pera360 is a product of CANACIO. The product remains in active development and is not presented as evidence of customer adoption or commercial outcomes.

01 / PRODUCT OVERVIEW

A clearer operating view of personal and business money.

Pera360 addresses the fragmentation created when financial activity is spread across accounts, e-wallets, spreadsheets, bills and memory. It organizes related information without blending Personal and Business financial records.

Intended users

  • 01Financially active individuals managing accounts, commitments and goals
  • 02Owner-operators managing separate personal and small-business financial contexts
  • 03Authorized collaborators working within a defined workspace role

02 / CURRENT IMPLEMENTATION

Verified product foundations already in place.

Responsive web application

A React-based interface designed to work across mobile, tablet and desktop contexts.

Personal and Business workspaces

Separate financial contexts with membership-based access boundaries.

Financial records

Accounts and ledger-backed income, expense, transfer, adjustment and correction workflows.

Planning and debt

Protected savings, budgets, obligations, credit-card and loan foundations.

Position and reporting

Financial-position views, traceable reports and controlled export boundaries.

Business workflows

Selected customer, vendor, invoice, bill, settlement and accounting foundations remain under active development.

03 / WORKSPACE ARCHITECTURE

Related contexts with separate financial boundaries.

SYSTEM DIAGRAM

A conceptual view of how one authenticated user enters a selected financial context while Personal and Business records remain separate.

04 / FINANCIAL FLOW

Financial actions remain validated and traceable.

IMPLEMENTATION EVIDENCE

The verified path from a user action to an authorized, traceable financial result.

  1. 01Financial action
  2. 02Validated command
  3. 03Secured RPC / service boundary
  4. 04Ledger-backed record
  5. 05Read model / report

05 / ENGINEERING DECISIONS

Technical choices that protect financial clarity.

Ledger-backed records

Important amounts resolve to traceable financial records rather than editable summary values.

Atomic operations

Multi-part financial changes are validated and committed as one authorized operation.

Workspace authorization

Row-level security and narrowly scoped RPC boundaries protect Personal and Business contexts.

Deterministic calculations

Financial position and planning values use explicit, repeatable calculation rules.

History-preserving corrections

Posted activity uses correction, reversal, void or replacement patterns instead of silent rewriting.

Controlled presentation

Responsive interfaces and scoped exports expose useful information without weakening the data boundary.

06 / ENGINEERING EVIDENCE

Current, versioned implementation proof.

Counts verified against the Pera360 repository during the September 2026 CANACIO evidence review. Database test files were inventoried, not rerun.

141
application tests passed
16
Vitest files
21
tracked database test files
140
tracked primary migration files

07 / DEVELOPMENT ARTIFACT

Current development stage.

StageStatus
Product DefinitionComplete
ArchitectureSubstantially Complete
Core Domain LogicSubstantially Complete
InterfaceIn Progress
Backend / PersistenceSubstantially Complete
SecurityIn Progress
Automated TestingSubstantially Complete
Production ReadinessPartial
LaunchNot Approved

08 / CURRENT LIMITATIONS

Active development, stated clearly.

  • Commercial launch has not been approved.
  • Selected Business accounting areas remain under development.
  • Selected provider activation remains deferred.
  • Production-readiness and recovery gates remain open.

09 / WHAT THIS DEMONSTRATES

Capabilities applied to a complex financial product.

  • Digital Product Development
  • Web Development
  • Custom Systems
  • UI/UX
  • Financial-domain modeling
  • Database architecture
  • Security architecture
  • Automated testing
  • Deployment architecture

These capabilities describe the work demonstrated by the implementation, not customer adoption or commercial results.

10 / TECHNOLOGY

A focused production-oriented stack.

  • React
  • Vite
  • TypeScript
  • Supabase
  • PostgreSQL
  • Cloudflare Pages

COMPLEX BUSINESS LOGIC

Need a system with complex business logic?

Tell us what the product needs to calculate, protect, connect or make easier to understand.

See If We’re a Fit